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Dip your toe in the real estate market. It earns similar (but sometimes higher) interest. But as they say, 'read all scheme related documents before investing', it is extremely important for you to know some of the most basic and important facts like what exactly a fund of funds is, how is your money going to get invested. One of the best ways for beginners to get started investing in the stock market is to put money in an online investment account, which can then be used to invest in shares of stock or stock mutual. The fatter the paycheck, the greater the boost to consumer demand, which drives more revenues into companies' cash registers.